Tuesday Ugly.

They are bailing you out, you idiot.

In an effort to avoid panicking Mom and Pop America, Congress has allowed this to be called the "Wall Street bailout" rather than what it really is, the "Main Street bailout."

While I absolutely agree with caps on executive pay and accountability, the bailout is a necessary evil. Without it, the credit markets will (and have) seize(d) up. And as an American/consumer, you understand that the need for credit is everywhere and that you cannot have capitalism without it. Credit is needed between banks, between banks and consumers, in fact, all market participants require credit in the form of small business loans, mortgages, auto loans, student loans, the list goes on.

Those not in favor of the bailout clearly do not understand the potential fallout. The first wave has already crashed on the beach and the beach is now littered with the debris of financial institutions. The next wave may very well take out your job, your car, your home and your bank account.

So should the bailout be approved? As my brilliant husband summed up: "It's like if your teenager comes home drunk. If he is merely drunk, you let him sleep it off and suffer the consequences; if he is toxic and his life is at risk, you take him to the hospital and have his stomach pumped. It would be great if the economy could just puke its guts out but it's already on life support."

And if you're worried about the $700 Bill? Don't worry. You'll pay for it one way or another.

*UPDATE: Okay, assholes, it passed. You had better not make a fool out of me.*